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USAA® 529 Education Savings Plan Performance

 

The information below reflects both Fixed Allocation Portfolios and Portfolios selected for participants in the Age-Based Option.

 

The charts below represent past performance, which does not guarantee future results. The investment return and the value of the investment will fluctuate so that a participant’s interests in the Plan may be worth more or less than their original cost. In addition, current performance may be lower or higher than the performance data set forth below. For the most recent month-end total performance information regarding the USAA 529 Education Savings Plan, please contact us at 800-235-8396 or review current financial information posted at www.vcm.com. 

aEach Account in each Portfolio indirectly bears Underlying Fund Expenses. Underlying Fund Expenses include a mutual fund’s investment advisory fees and administrative fees, which are paid to Victory Capital, and other expenses. Estimated Underlying Fund expenses are based on the weighted average of the expense ratio of each underlying mutual fund. The advisory fee rates payable by the Funds under the New Advisory Agreement for the underlying Funds expenses current advisory fee rates are the same as the current advisory fee rates. In addition, for at least two years after the Transaction closes, Victory Capital has agreed to waive fees and/or reimburse expenses so that each Fund’s annual expense ratio (excluding certain customary items) does not exceed the levels reflected in each Fund’s most recent audited financial statements at the time of the Transaction close, on or about July 1, 2019.

Plan Fees and Expenses

Investment options & Age BasedEstimated Underlying Funds Weighted-Average Expense RatioaProgram Management FeebTotal Annual Asset-Based ExpenseAnnual Minimum Balance Feec

Very Aggressive Portfolio

Ages: 0-2

0.80%0.10%0.90%$10.00

Aggressive Growth Portfolio

Ages 3-4

0.76%0.10%0.86%$10.00

Growth Portfolio

Ages: 5-6

0.73%0.10%0.83%$10.00

Moderately Aggressive Portfolio

Ages: 7-8

0.69%0.10%0.79%$10.00

Moderate Portfolio

Ages: 9-11

0.66%0.10%0.76%$10.00

Moderately Conservative Portfolio

Ages: 12-13

0.62%0.10%0.72%$10.00

Conservative Portfolio

Ages: 14-15

0.57%0.10%0.67%$10.00

Very Conservative Portfolio

Ages: 16-17

0.51%0.10%0.61%$10.00

In College Portfolio

Ages: 18+

0.46%0.10%0.56%$10.00

Preservation of Capital Portfoliod

0.35%0.10%0.45%$10.00

aEach Account in each Portfolio indirectly bears Underlying Fund Expenses. Underlying Fund Expenses include a mutual fund’s investment advisory fees and administrative fees, which are paid to Victory Capital, and other expenses. Estimated Underlying Fund expenses are based on the weighted average of the expense ratio of each underlying mutual fund. The advisory fee rates payable by the Funds under the New Advisory Agreement for the underlying Funds expenses current advisory fee rates are the same as the current advisory fee rates. In addition, for at least two years after the Transaction closes, Victory Capital has agreed to waive fees and/or reimburse expenses so that each Fund’s annual expense ratio (excluding certain customary items) does not exceed the levels reflected in each Fund’s most recent audited financial statements at the time of the Transaction close, on or about July 1, 2019.

bThe Program Management Fee will cover the State and Administrative Fees.

cThe Annual Minimum-Balance Fee is waived in certain circumstances as described in page 53 of the Plan Description for the USAA 529 EDUCATION SAVINGS PLAN.

dFor Preservation of Capital Portfolio, the Underlying Fund Expense was determined by assuming the allocation of all the Portfolio’s assets in the USAA Treasury Money Market Trust.

The Average Annual Total returns shown for a Portfolio are net of Annual Asset-Based Fees and do not take into account the Annual USAA Minimum-Balance Fee. This performance information assumes that withdrawals from the Plan are used for qualified higher education expenses, and if amounts withdrawn are not used for such purposes, the after-tax returns would be lower than the returns shown. Since the Plan’s inception date, the underlying mutual funds have changed and may change in the future. The performance of each Portfolio shown above (other than that for Preservation of Capital Portfolio) reflects the performance of underlying funds that are no longer included in the Portfolio. Performance information for the Portfolios should not be viewed as a prediction of future performance of any particular Portfolio and may be higher or lower than the performance data shown. The return and/or principal value of an investment in the Plan will fluctuate, and an account in the Plan may be worth more or less than the amount contributed to the account.

An investment in the Preservation of Capital Portfolio is not insured or guaranteed by the FDIC or any other government agency. Although the Portfolio seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the portfolio.

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With the USAA 529 Education Savings Plan, you choose between two different investment options: an age-based option or a fixed allocation

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Consider the investment objectives, risks, charges and expenses of the USAA 529 Education Savings Plan (Plan) carefully before investing. Download a Plan Description and Participation Agreement (PDF)Opens a PDF in new window containing this and other information about the Plan from Victory Capital Services, Inc., Underwriter and Distributor. Read it carefully before investing.  You should compare the Plan with any 529 Plan offered by your home state or your beneficiary’s home state and consider, before investing, any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in the home state’s plan.  

Victory Capital means Victory Capital Management Inc., the investment adviser of the USAA 529 Education Savings Plan (Plan). The Plan is distributed by Victory Capital Services, Inc., member FINRA, an affiliate of Victory Capital. Victory Capital and its affiliates are not affiliated with United Services Automobile Association or its affiliates. USAA and the USAA logos are registered trademarks and the Plan logo is a trademark of United Services Automobile Association and is being used by Victory Capital and its affiliates under license.

Interests in the USAA 529 Education Savings Plan™ (Plan) are municipal fund securities issued by the Nevada College Savings Trust Fund (Trust). The value of an investment in the Plan will vary with market conditions. The Plan is administered by the Nevada State Treasurer, Zach Conine. Victory Capital Management Inc. (Victory Capital) provides investment management services, and Victory Capital Services, Inc. markets and distributes the Plan. Ascensus Broker Dealer Services, Inc. serves as the Program Manager as well as effects account owner transactions in the Plan. Interests in the Plan are not guaranteed by the Trust, the Plan, the state of Nevada, the Board or any other governmental entities, or any USAA , Victory Capital or Ascensus entities and you could lose money.

There is a $10 annual fee that may be waived once you invest at least $50 per month through automatic investments or reach an account balance of $1,000. Additionally, there is a fee up to 0.12% paid to the State of Nevada Board for sponsoring the plan.

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