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Save and pay for education costs while taking advantage of Federal tax benefits with a 529 Education Savings Plan.

Open a 529 Plan account


 

What is a 529 plan account

A 529 plan is a tax-advantaged way to invest for future education expenses. Whether you’re a parent, grandparent, parent-to-be or interested in saving for your own education, a 529 plan allows you to maintain control while providing flexibility and potential tax-advantaged growth of your contributions.

Call one of our live U.S.-based investment specialists for guidance without the wait and at no additional cost.

Why inVest in a 529 Education Savings Plan?

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Federal tax-free growth and tax-free withdrawals for qualified education expenses1

Save for your loved one’s future while benefiting from the tax-advantaged offerings of a USAA 529 Education Savings Plan.


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Underlying portfolios in our 529 plan are managed by our experienced investment teams

Our portfolio managers are dedicated to managing your money. We do the heavy lifting so you don't have to.


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Savings can be used in several ways, and the account owner remains in control

Use your 529 plan savings for college, trade school, continuing education and more. Plus, anyone can contribute to the plan, and you can change the beneficiary at any time.

 

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Are you a resident of Nevada?

Learn whether you are eligible to earn $1,500 toward your 529 plan with the USAA 529 Distinguished Valor Matching Grant Program.

Open a USAA 529 Education Savings Plan account quickly & conveniently today

Get started with a $50 initial investment with automatic recurring contributions of at least $50 per month or a $250 initial investment.

What plan options are available for you?

A 529 Education savings Plan is a tax-advantaged way to invest for future education expenses. A 529 plan is a state-sponsored plan that offers investment accounts designed to encourage savings for a designated beneficiary’s future education expenses.

It's never too early—or too late—to save for your child's education. A USAA 529 Education Savings Plan allows you to maintain control while providing flexibility and potential tax-advantaged growth of your contributions.

Age Based (managed for you)

This plan starts off as a more aggressive investment strategy and becomes more conservative as you get closer to the time when you will spend your savings. This is a low maintanance option that can be ideal for younger beneficiaries.

Fixed Allocation (managed by you)

The fixed allocation option allows you to take a more active role in your investment. Select one or more portfolios based on the investment mix you desire. You can update your investment opportunities up to twice a year.

Other advantages from Victory Capital InVest

 

 

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Ugift2

Invite family and friends to support your loved one’s savings goals through the Ugift program.


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Upromise3

By connecting Upromise to your plan, you have the opportunity to get rewarded for everyday purchases. Get a $30 Bonus when you sign up.


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Bonus program

Earn valuable bonuses of up to $1,000 when you transfer your assets to Victory Capital, when you stay disciplined by setting up an Automatic Investment Plan or when you open a new account for a qualifying product.


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Put your investments on autopilot with an AIP

Set up an Automatic Investment Plan (AIP) at a recurring amount of your choice and automatically contribute funds to your 529 plan account. You could reap benefits, like long-term compounding potential, easy maintenance, and a disciplined investor bonus.


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Education savings resources

Watch these short videos to learn about 529 plans, their benefits and how they can be used to help you plan for future education expenses.

 

 

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Interested in transferring your assets from other providers?

Victory Capital InVest makes it easy to consolidate your investments4, and you can enjoy flexibility, diversification and affordability in one place. Plus, you could earn a valuable bonus of up to $1,500 when you transfer your assets to Victory Capital.
 

Why Victory Capital InVest?



Service

Every investor, regardless of investment size, is equally important to us and we’re here to guide you every step of the way. Call us today to talk with a live U.S.-based investment specialist and get guidance without the wait.


Expertise

You don't need previous experience to invest for your future. Victory Capital products are managed by our experienced investment professionals who are dedicated to managing your money so you can feel confident about your financial future.


Access

Save time and consolidate your investments on the Victory Capital InVest platform. Choose from Victory Capital mutual funds and ETFs along with individual stocks and investment products from other providers.

1Earnings on nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements. State tax treatment of withdrawals used for i) expenses for tuition in connection with enrollment or attendance at an elementary or secondary public, private, or religious school, ii) expenses related to apprenticeship programs, or iii) student loan repayments is determined by the state(s) where the taxpayer files state income tax. Federal and state tax laws are subject to change, please consult with a tax advisor.

2A $15 minimum is required for Ugift® contributions.

3Upromise member must Verify the account Email Address and link an eligible 529 College Savings Plan to receive the $30.29 Bonus cash back rewards. Bonus is awarded as $5.29 for email verification and $25.00 for 529 account linking. Upromise member's cash back rewards account balance must meet the minimum transfer amount to be eligible for transferring cash back rewards into a linked 529 account. Bonus available for new Upromise members only.

Upromise is an optional program offered by Upromise, LLC, is separate from the USAA 529 Education Savings Plan, and is not affiliated with the State of Nevada. Terms and conditions apply to the Upromise program. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to a USAA 529 Education Savings Plan account are subject to a $50 minimum.

Upromise and the Upromise logo are registered service marks of Upromise, LLC.

4529 plan asset transfers will require you to liquidate your current 529 plan investments prior to transferring the assets to Victory Capital. This liquidation may have tax consequences. Please consult your tax advisor for guidance on your specific situation.

There are limits on how often you can transfer 529 plan assets. Contact your current plan administrator for more details.

Certain restrictions apply for Victory Capital’s bonus programs. Please click here for more details.

All investing involves risk, including potential loss of principal.

Carefully consider the investment objectives, risks, charges and expenses of the USAA 529 Education Savings Plan (Plan) before investing. Visit www.vcm.com/prospectus for a Plan Description and Participation Agreement containing this and other important information about the Plan from Victory Capital Services, Inc., Underwriter and Distributor. Read it carefully before investing. You should compare the Plan with any 529 Plan offered by your home state or your beneficiary’s home state and consider, before investing, any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in the home state’s plan. 

Victory Funds and the USAA 529 Education Savings Plan (Plan) are distributed by Victory Capital Services, Inc. (VCS). VictoryShares ETFs are distributed by Foreside Fund Services, LLC (Foreside). VCS is not affiliated with Foreside or USAA. USAA and the USAA 529 Education Savings Plan logo are trademarks of United Services Automobile Association and are being used under license.

Interests in the USAA 529 Education Savings Plan(Plan) are municipal fund securities issued by the Nevada College Savings Trust Fund (Trust). The value of an investment in the Plan will vary with market conditions. The Plan is administered by the Nevada State Treasurer, Zach Conine. Victory Capital Management Inc. provides investment management services, and Victory Capital Services, Inc. markets and distributes the Plan. Ascensus Broker Dealer Services, Inc. serves as the Program Manager as well as effects account owner transactions in the Plan. Interests in the Plan are not guaranteed by the Trust, the Plan, the state of Nevada, the Board or any other governmental entities, or any USAA, Victory or Ascensus entities and you could lose money.

There is a $10 annual fee that may be waived once you invest at least $50 per month through automatic investments or reach an account balance of $1,000. Additionally, there is a fee up to 0.12% paid to the State of Nevada Board for sponsoring the plan.

Investing in securities products involves risk, including possible loss of principal. The return and principal value of an investment will fluctuate, so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Automatic investment plans don't assure a profit or protect against loss in declining markets.

Distributed by Victory Capital Services, Inc.

Not FDIC Insured • May Lose Value • No Bank Guarantee

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